Does YNAB Support Multiple Currencies?

YNAB uses one currency per spending plan. You can choose the plan’s currency, but YNAB’s official pricing FAQ says multiple currencies cannot be used together in one plan.

What YNAB supports

YNAB lets you select the currency for a spending plan. Its multiple-currency guidance explains approaches for managing more than one currency, including separate plans.

This distinction matters when you are evaluating a tool: choosing from several supported currencies differs from keeping accounts in several currencies inside one financial overview. Documentation reviewed in October 2026.

Think about the view you want

If your accounts sit in different currencies, consider the questions you want to answer in one place. You may want the local balance of each account, spending across accounts, progress toward a foreign-currency goal, or one combined net worth figure.

The right structure is the one that makes those records and decisions clear for your routine.

How Spendly brings currencies together

Spendly supports 50 currencies. Each account has its own currency, and transactions keep their original amounts. Overall balances and reports convert into a base currency you choose using daily exchange rates.

Envelopes, sinking funds, and savings goals each use their own currency. A euro target stays expressed in euros while the overview brings your wider accounts together.

For immediate spending decisions, safe to spend presents available room per currency. For the bigger picture, net worth tracking combines assets and liabilities into your base-currency view.

Try the workflow with a small set

Add two accounts in different currencies and import a recent statement. Check the original amounts, review the converted overview, and create a goal in the currency of the expected cost.

That gives you a practical sense of how a connected multi-currency workspace fits your routine. Read how Spendly works or open the app to begin.

For broader evaluation criteria, see how to choose a multi-currency budgeting app.