Short, specific answers to questions people actually type. If you want longer reading, the blog has the how-to guides.
Budgeting apps and currencies
- Which budgeting apps support multiple currencies?: what the phrase actually means, and where four apps sit
- Does YNAB support multiple currencies?: no, and here’s what the workarounds cost you
Running money across a border
The longer pieces, in the order most people need them:
- Managing personal finances in multiple currencies: pick a base currency, convert at report time, read a net worth that moves on its own
- Which budgeting method survives a second currency: envelopes adapt, zero-based needs a rule, 50/30/20 stops meaning anything
- The 50/30/20 rule when you earn abroad: why the ratio drifts when nothing about your spending changed
- Budgeting as a couple across two currencies: splitting shared costs when the exchange rate keeps renegotiating the split
- Setting financial goals you’ll actually achieve: match the currency of the saving to the currency of the cost
Getting the basics right
- How to create a budget that actually works: start from real spending, keep it small enough to maintain
- How to track expenses effectively: log fast, never convert by hand, and what to do about the fortnight you miss
- How to find and cancel forgotten subscriptions: including the foreign charges that never appear twice as the same amount
Elsewhere on the site
- All features: every budgeting and planning tool, grouped by the job it does
- How Spendly works: setup and the daily habit, honestly described
- FAQ: including when not to use Spendly