Your money.
One clear picture.
Different accounts. Different currencies. One life.
Bring it all together—then make a plan for what matters.
Good morning, Jamie.
A little more clarity for the day ahead.
A plan for your month.
Know what’s spent, what’s left, and where to adjust.
Build from your actual spending.
AI budget suggestions turn your transaction history into a starting plan you can review and refine.
See a little further ahead.
Explore how your current plan could unfold over the next year.
Turn “what if” into a clearer decision.
Adjust your budgets in the sandbox and explore the effect on your cash flow before applying a change.
For the life you’re building,
wherever you’re building it.
Your life spans currencies.
Your budget can too.
A salary in dollars, savings in euros, a trip in pounds. Keep each account in its own currency and see your overall position in the currency you think in.
- Track accounts across 50 currencies
- Keep original transaction amounts intact
- Bring totals together with daily exchange rates
Less guesswork.
More going places.
Day-to-day spending and long-term goals belong in the same plan. Spendly gives you the tools to connect them.
A budget that moves
with your life.
Set category limits, follow your spending, and adjust as your priorities change.
Big expenses.
Smaller steps.
Build sinking funds for annual bills and put money toward savings goals, one contribution at a time.
Plan for the expected ↗03 / KNOW YOUR ROOMA clearer “can I?”
See what’s available after the commitments and allocations already in your plan.
Meet safe to spend ↗A wider view.
A steadier next step.
Connect today’s spending with tomorrow’s possibilities. Explore your cash flow, follow your net worth, and keep investments in the picture.
See what’s aheadYour current plan, projected forward.
From bank statement
to bigger picture.
Import CSV, OFX, and QIF statements with AI-assisted categorization. Review the details, then bring them into your accounts.
When it’s time to plan, AI budget suggestions and your budget coach help turn that history into a useful next step.
Explore AI & automationYour financial life deserves a thoughtful home.
Passkeys, two-factor authentication, and CSV exports help you stay in control.
Good plans start
with understanding.
How to Manage Money in Multiple Currencies
Manage income, spending, and savings across currencies. Learn how original account amounts, a base currency, and connected plans work together.
A little progress.THE SPENDLY JOURNAL
How to Create a Personal Budget
Build a personal budget from real spending. Organize categories, plan for irregular bills, and create a simple review routine with Spendly.
chapter.THE SPENDLY JOURNAL
How to Set and Track Savings Goals
Turn a financial goal into a target, contribution plan, and review routine. Track progress across currencies with Spendly savings goals and priorities.
What is Spendly?
Spendly is a personal finance app for tracking accounts, expenses, budgets, savings goals, investments, and net worth. It brings accounts in multiple currencies into one financial overview and connects everyday spending with longer-term planning.
Can I manage accounts in different currencies?
Yes. Spendly supports 50 currencies. Each account keeps its own currency and original transaction amounts, while overview totals convert into your chosen base currency using daily exchange rates.
How do I add my transactions?
Add transactions directly or import CSV, OFX, and QIF statements. AI helps suggest categories, and you can review, edit, and remove rows before importing them into your account.
How much does Spendly cost?
Spendly offers Free, Pro at $9.99 per month, and Premium at $19.99 per month. Start with Free for accounts, transactions, basic budgeting, and monthly reports, then choose the plan that fits your needs.
How does Spendly help me plan ahead?
Use category budgets, envelopes, sinking funds, and savings goals to give your money direction. The cash flow view projects roughly 90 days ahead, while the year-ahead view explores twelve months of your plan.
Make room for what’s next.
Bring your accounts, plans, and possibilities together in Spendly.
Start your free account Free plan available. Start with the tools you need.