Expense Tracking & Spending Reports

Recording transactions is the beginning. Spendly reports help you see the patterns behind them: where money went, how a budget held up, and how the overall picture is changing.

See spending by category

Review spending across the categories you use, from housing and groceries to travel and subscriptions. Category breakdowns turn a long transaction list into a view you can understand and act on.

Consistent categories make comparisons more useful. As transactions arrive through manual entry or AI-assisted statement imports, you can review their categories and keep the history organized.

Compare your plan with what happened

Budget reports and history connect planned amounts with recorded spending. Review past periods to see which limits worked well and which need a different amount or timing.

Use the findings in your next budget plan. A category that regularly needs more room becomes a clear adjustment rather than a recurring surprise.

Read reports across currencies

Accounts keep their original currency while summary figures use your chosen base currency. That brings spending from different accounts into an overall perspective, with original records available when you need the detail.

When reviewing foreign spending, consider the original amounts alongside the converted totals. This helps you distinguish a change in local spending from a change in the exchange rate.

Build a review habit

Choose a regular moment to check categories, account balances, and budgets. A short review keeps the data useful and gives you a clear place to decide what changes next.

For practical steps, read how to track expenses. For the bigger picture, open the net worth tracker or explore your cash flow forecast.