Spendly Questions, Answered

Spendly is a personal finance app for tracking accounts, expenses, budgets, savings goals, investments, and net worth. It brings accounts in multiple currencies into one financial overview and connects everyday spending with longer-term planning.

Yes. Spendly supports 50 currencies. Each account keeps its own currency and original transaction amounts, while overview totals convert into your chosen base currency using daily exchange rates.

Add transactions directly or import CSV, OFX, and QIF statements. AI helps suggest categories, and you can review, edit, and remove rows before importing them into your account.

Spendly offers Free, Pro at $9.99 per month, and Premium at $19.99 per month. Start with Free for accounts, transactions, basic budgeting, and monthly reports, then choose the plan that fits your needs.

Use category budgets, envelopes, sinking funds, and savings goals to give your money direction. The cash flow view projects roughly 90 days ahead, while the year-ahead view explores twelve months of your plan.

Yes. Spendly is built for desktop browsers and can be installed as a Progressive Web App. Its workspace brings transactions, account summaries, budgets, and reports into a detailed desktop view.

Spendly stores app data locally and queues supported changes while you are offline. Those changes synchronize with your account when you reconnect.

AI assists with statement categorization and budget suggestions based on your transaction history. You review the suggestions before importing transactions or applying a new budget.

Yes. Export accounts, transactions, categories, budgets, and investments to CSV from the app’s data settings.

Use a passkey or enable two-factor authentication with an authenticator app. Spendly also supports Google and Apple sign-in, and account security controls are available in Settings.