Personal Finance Tools, Connected
Everything you need to see clearly and plan thoughtfully.
Bring your accounts, transactions, and plans into one personal finance workspace. Spendly connects everyday expense tracking with the tools that help you look ahead.
A clearer financial picture
Track accounts in 50 currencies, keep original transaction amounts, and review your financial overview in a base currency of your choice. Then build a plan around the life you want those numbers to support.
Multi-Currency Budgeting App
Manage accounts in 50 currencies with Spendly. Preserve original amounts and see budgets, spending, and net worth in your preferred currency.
PLAN · TRACK · UNDERSTANDBudget Planning That Fits Your Life
Create flexible category budgets in Spendly. Track spending, review budget history, and use AI suggestions to build a plan from your actual finances.
PLAN · TRACK · UNDERSTANDEnvelope Budgeting App
Give your money a purpose with Spendly envelopes. Allocate funds, organize priorities, and track available balances in the currency each envelope uses.
PLAN · TRACK · UNDERSTANDSinking Funds for Planned Expenses
Prepare for annual bills and larger expenses with Spendly sinking funds. Set a target, follow contributions, and plan in the currency you need.
PLAN · TRACK · UNDERSTANDSafe-to-Spend Budget Tracker
See your available spending room with Spendly. Safe to spend accounts for balances, commitments, and allocations in your financial plan, by currency.
PLAN · TRACK · UNDERSTANDCash Flow Forecast & Year-Ahead Planning
Explore your finances ahead with Spendly. View a 90-day cash flow projection, a 12-month plan, and what-if scenarios based on your budgets and commitments.
PLAN · TRACK · UNDERSTANDSavings Goal Tracker
Turn your plans into measurable savings goals with Spendly. Set targets, record contributions, and follow progress toward milestones in your chosen currency.
PLAN · TRACK · UNDERSTANDSavings Goal Priorities & Allocation
Plan how to share your monthly surplus across savings goals in Spendly. Compare allocations and explore how contribution choices affect your timelines.
PLAN · TRACK · UNDERSTANDDebt Payoff Planner: Avalanche & Snowball
Compare avalanche and snowball debt payoff plans in Spendly. Explore payment schedules, projected interest, and debt-free dates within each currency.
PLAN · TRACK · UNDERSTANDMulti-Currency Net Worth Tracker
See your assets and liabilities together with Spendly. Track net worth over time across accounts, debts, and investments in multiple currencies.
PLAN · TRACK · UNDERSTANDInvestment & Asset Tracking
Track investments and assets in Spendly with dated valuations. Bring holdings into your net worth alongside cash, savings, and liabilities.
PLAN · TRACK · UNDERSTANDExpense Tracking & Spending Reports
Understand your spending with Spendly reports. Review category breakdowns, budget history, and financial trends across your multi-currency accounts.
PLAN · TRACK · UNDERSTANDAI Budgeting & Statement Imports
Spend less time on financial admin with Spendly. Import CSV, OFX, and QIF statements, review AI category suggestions, and draft budgets from your history.
Start with what matters today
Add your accounts and import a recent statement. Create a few category budgets, then add envelopes, funds, or goals as your plan takes shape. Each tool draws on the same financial records, keeping the overview connected.
How it works takes you from setup to a simple review routine. Compare plans or start your free account.
Make room for what’s next.
Bring your accounts, plans, and possibilities together in Spendly.
Start your free account Free plan available. Start with the tools you need.