Privacy Policy
Your information, its purpose, and the controls available to you.
Last updated: 15 October 2026
This policy covers spendly.app and the Spendly app at live.spendly.app. Spendly is operated by Telora Labs LLC, a Wyoming limited liability company.
Information used to provide Spendly
Account information: your email address and the name you choose to provide.
Financial records: the accounts, balances, transactions, categories, budgets, goals, debts, investments, and valuations you enter or import. These records support the account overview, reports, and planning tools.
Authentication information: your password hash and, when enabled, two-factor authentication data, backup-code hashes, registered passkeys, and social sign-in information.
Security and technical information: sign-in attempts, IP addresses, standard server logs, and error reports used to secure and operate the service.
Purposes of processing
We process account and financial information to provide the workspace you use. Authentication data supports secure access. Security logs help detect and limit abuse. Technical reports help investigate errors and maintain the service.
Spendly does not sell your data, build advertising profiles, or track you across other websites.
AI-assisted features
When you use AI-assisted statement imports or budget suggestions, relevant transaction information and categories may be processed by the AI provider used for that feature. Statement imports use TypeSafe for column and category suggestions. Budget suggestions use Anthropic or TypeSafe, depending on the selected provider.
You review suggested categories and budget amounts before applying them. The original statement file is discarded after parsing; transaction drafts and the records you import are retained as part of the service.
Service providers
Providers used to operate Spendly include Amazon Web Services for hosting, storage, and transactional email; Sentry for error monitoring; and the AI providers described above for the features you use.
Transactional email is sent through Amazon SES in the United States. It may include password-reset information or an optional weekly spending summary. Where applicable, international transfers use relevant contractual safeguards.
Error reports may contain technical context about a failing request. We do not deliberately send financial records to Sentry.
Website analytics
This marketing website uses self-hosted Umami analytics. It records aggregate page views and referrers without setting tracking cookies, device fingerprinting, or tracking visitors across websites.
This marketing website also uses Google Analytics to measure page views, referrers, and website interactions. Google processes usage and device information to provide these analytics. We do not send Spendly account information or financial records to Google Analytics.
Retention and account deletion
While your account is open, we retain the records needed to provide the service. Account deletion immediately disables authentication and removes identity and authentication information, then queues the erasure of owned records. Backups age out through their retention cycle.
Contact [email protected] for a data request or confirmation about account erasure.
Access, correction, and export
You can update your information through the app and export accounts, transactions, categories, budgets, and investments to CSV from Settings. Account deletion is also available in Settings.
For a broader data-access request, correction, restriction, objection, or deletion request, email [email protected]. Users in the UK or EEA may exercise the rights provided by the UK GDPR or EU GDPR and may complain to their data protection authority. We respond to requests within the applicable statutory period.
Basis for processing
We rely on performance of a contract to provide the service, legitimate interests to secure and maintain it and understand aggregate website usage, and consent for optional email such as the weekly summary. You can unsubscribe from optional email.
Cookies and local app storage
The app uses an essential protected session cookie to keep you signed in. Spendly also stores app data locally to support offline use and synchronize supported changes when you reconnect. Google Analytics uses cookies on this marketing website to measure visits and sessions.
Children
Spendly is intended for users aged 16 and over. If you believe a child under 16 has created an account, contact us so we can address it.
Policy changes
We update the date when this policy changes and notify account holders by email about material changes affecting them.
Contact
Privacy questions and requests: [email protected].
Security reports: [email protected].
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