Knowing where your money goes is the first step to managing it better. Spendly’s spending reports give you clear, visual breakdowns of your expenses by category, time period, and account — so you can spot patterns and make informed decisions.
What Spending Reports Show You
Every transaction you log in Spendly feeds into your spending reports. You get:
- Category breakdowns showing how much you spent on groceries, dining, transport, subscriptions, and every other category
- Monthly comparisons to see how your spending changes over time
- Visual charts that make patterns immediately obvious
- Filterable views by date range, category, account, or currency
Category-Level Detail
Spendly automatically categorizes your transactions, so your reports show exactly which categories consume the most money. This makes it easy to identify:
- Your biggest spending categories and whether they align with your priorities
- Categories where spending is growing month over month
- Opportunities to cut back where you’re spending more than you realized
Monthly and Periodic Reports
Compare your spending across months to spot trends. Are your grocery expenses creeping up? Is your entertainment budget consistently over target? Monthly reports make these patterns visible so you can take action.
You can also look at custom date ranges — useful for tracking spending during a trip, a project, or any specific period.
Reports That Work with Your Budget
Spending reports and budget planning work hand-in-hand in Spendly. Your reports show actual spending next to your budget limits, making it clear where you’re on track and where you need to adjust.
Use past reports to set more realistic budgets. If you’ve consistently spent $400 on groceries despite a $300 budget, it might be time to update the target — or commit to meal planning.
Multi-Currency Spending Reports
If you spend in multiple currencies, Spendly’s reports handle the complexity. View spending in each original currency, or see everything converted to your base currency. Multi-currency support is built into every report, not bolted on as an afterthought.
From Reports to Action
The value of spending reports isn’t just seeing the numbers — it’s knowing what to do about them. Combine reports with Spendly’s analytics to understand the deeper patterns in your financial behavior and make changes that stick.
For practical strategies on building a consistent tracking habit, read our guide on how to track expenses effectively. You can also use reports to find forgotten subscriptions that are quietly draining your budget.
Looking for a dedicated view of recurring charges? Check out the subscription tracker.