Most personal finance tools handle either day-to-day spending or investment tracking, but rarely both. Spendly brings your full financial picture together — cash, spending, budgets, and investments — in one application.
Why Track Investments Alongside Spending
Your investments and your daily finances are part of the same picture. Knowing your total net worth — not just your checking account balance — helps you make better financial decisions. Spendly shows you how your investment portfolio fits into your overall financial health.
- Complete net worth view combining cash, savings, and investment accounts
- Portfolio overview with holdings and current values
- Performance tracking to see how your investments are doing over time
- Integration with budgeting so you can plan investment contributions alongside regular expenses
What You Can Track
Spendly supports tracking a range of investment types:
- Stocks — individual company shares
- ETFs — exchange-traded funds like index trackers
- Bonds — government and corporate fixed-income holdings
- Other assets — any investment you want to include in your net worth calculation
Log your holdings with purchase price and quantity, and Spendly tracks the current value.
International Investment Tracking
Hold investments in foreign markets? Spendly’s multi-currency support handles currency conversions automatically. See your US stocks, European ETFs, and local holdings all converted to your base currency for a unified portfolio view.
How Investment Tracking Fits Your Financial Plan
Investment tracking in Spendly isn’t just about watching numbers go up or down. It connects to your broader financial plan:
- See total net worth across all accounts and assets
- Balance contributions by using budget planning to set aside money for regular investing
- Understand the full picture with analytics that combine spending patterns with portfolio performance
Portfolio Dashboard
The investment section of your Spendly dashboard shows your top holdings, their current values, and recent performance. Combined with your cash and spending data, this gives you a complete financial snapshot without switching between multiple apps.
One App for All Your Finances
Instead of juggling a budgeting app, a spending tracker, and an investment platform, Spendly consolidates everything. Log a transaction, check your budget, and review your portfolio — all in the same place. This unified approach makes it easier to make informed financial decisions.
Investing across international markets? Read our guide on managing finances in multiple currencies for tips on handling multi-currency portfolios.
See how your investments contribute to your overall financial health with the net worth tracker, and set savings goals to plan your investment contributions.